Propety with HOA or no HOA, which is profitable?

Hi Everyone, Toshiko again!
Here is a thing good to know related to real estate.
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$200/mo HOA of $300k condo increased to $350/mo 10 years later.

The difference $150 would affect the value of condo. 


Under current mortgage loan interest rate (around 5%), the $50 difference in a month

is equivalent to $10,000 in value. 
So, $150 is equivalent to $30,000 and will be cause of value decline. 
So, the  if market in general appreciate average 6% year,
$300k condo above will value at $30,000 less $207k.
 
HOA expense is not tax deductible,

It maybe profitable if property has no HOA.

Specially HOA covers many amenities you don't use.